Effective Date: March 23, 2025

Welcome to Purple Zebra ("Company," "we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our financial transaction enrichment API service ("Service"). By accessing or using our Service, you agree to these Terms.

Service Description

Our Service processes transaction data (amount, currency, MCC code, transaction reason, transaction location) to enrich it by calling third-party sources, including Google Places, and returning categorized transaction details, merchant information, and location data.

User Responsibilities

  • You must ensure that all data provided to our API complies with applicable laws, including GDPR.
  • You may not use the Service for fraudulent, illegal, or unauthorized purposes.
  • You are responsible for safeguarding your API credentials.

Payment and Subscription

  • The Service is offered on a pay-as-you-go basis, meaning you only pay for the transactions you process.
  • Payments are processed securely through Stripe.
  • Pricing details are available on our website.
  • Refunds are only provided as outlined in our Refund & Cancellation Policy.

Data Privacy and Security

  • We process and store transaction data in compliance with GDPR and other applicable regulations.
  • Our servers are hosted in Digital Ocean’s Frankfurt data center to ensure data residency within the EU.
  • Refer to our Privacy Policy for details on data handling.

Service Availability and SLA

  • We strive for high availability but do not guarantee uninterrupted Service.
  • Service-level commitments, including uptime guarantees, are detailed in our SLA.

Limitation of Liability

  • We are not responsible for the accuracy of third-party data sources (e.g., Google Places).
  • To the extent permitted by law, we disclaim liability for indirect or consequential damages arising from Service use.

Termination

  • We may suspend or terminate your access if you violate these Terms.
  • You may cancel your usage at any time under our Refund & Cancellation Policy.